UNIT I: INTRODUCTION TO BANKING Evolution of Banking Institutions – Commercial Banks: Classification of banks – Functions of Commercial Banks– Commercial Banking Principles – Social Responsibility of Banks - Sources and Employment of Commercial Banks’ Funds – Credit Creation - Banking Systems: Types – Indian Banking System.

UNIT II: BANKER AND CUSTOMER Relationships between banker and customer – Ancillary Services of a banker – Customers’ Deposit account – Special types of Bankers customers

Unit III: Co-operative Banking (11 Hours) Co-operative banking in India - Primary Co-operativecredit societies, District Co-operative banks and State Co-operative bank, their management functions and limitation, its management function.

E-Banking – meaning – E-banking and financial services – Risk management for E-banking – Internet Banking – Mechanics of Internet Banking – Drawbacks of Internet Baking – Future outlook.

Different means of remittances demand draft, Mail transfer, Telegraphic and Telephonic transfer Credit card-A.T.M. (Automated teller machine) Mobile banking -Home Banking-Inter linked branches banking –Online banking-computerization in banking field.