Introduction –History of Banking-History Indian Banking -Banking Structure in India- Commercial Banks: Classification of banks – Functions of Commercial Banks– Commercial Banking Principles – Contents of RBI -Role of Banks in Economic Development

Relationships between banker and customer – Ancillary Services of a banker – Customers’ Deposit account – Special types of Bankers customers-Customer Identification and KYC Norms.

Cheque – Essentials Features of a Valid Cheque – Crossing-Making and Endorsement – Payment of Cheques –Statutory Protection-Duties of Paying Banker and Collecting Banker – Duties of Holder and Holder in Due course

Loan and Advances by Commercial Banks – Lending Policies of Commercial Bank-Forms of Securities –Lien, Pledge, Hypothecation and Advance against the Documents of Title to Goods-Mortgage -Bill Discounting- Bank Guarantees-Letters of Credit- Commercial Papers

Risk Management: An Overview- Credit Risk Management- Liquidity and Market Risk Management- Operational Risk Management,-Special Issues- Risk Management Organisation- Reporting of Banking Risk